TERMS OF SERVICE

Last Updated: July 5, 2026

Welcome to the website of Ron Riley Agency (“we,” “our,” or “us”). By accessing or using our website or insurance services, you agree to comply with and be bound by the following Terms of Service. Please read them carefully.

1. Acceptance of Terms

By visiting our site, requesting a quote, or contacting us, you accept these Terms of Service. If you do not agree, you must not use our website or services. We reserve the right to modify these terms at any time, and your continued use of our services constitutes acceptance of those changes.

2. Description of Services

Ron Riley Agency (Office of Raman Ahluwalia) provides insurance consultation and brokerage services, including but not limited to home, auto, life, and commercial insurance. Our website provides general information, educational resources, and allows users to request insurance quotes or book consultations.

3. Mobile Messaging & SMS Terms (A2P Compliance)

SMS/Text Messaging is entirely optional and is not a condition of receiving insurance coverage or services from Ron Riley Agency. You may decline to receive text messages and still use our services and website.

By explicitly choosing to opt-in and providing your mobile phone number on our website forms (such as "Get a Quote" or "Contact Us"), you consent to receive text messages (SMS) from Ron Riley Agency. These messages may include appointment reminders, policy updates, quote notifications, and account alerts.

Opt-In: You explicitly opt-in to receive mobile updates by selecting the optional checkbox and submitting your phone number on our contact forms. SMS consent is separate and is not bundled with general acceptance of these Terms.
Opt-Out: You can cancel the SMS service at any time. Just reply STOP to any message we send. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.
Help & Support: If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, or contact us directly at 972-243-7444.
Rates: Message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies based on your interaction with us.

Privacy Protection Policy (Carrier Compliance):
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. User Conduct & Accuracy of Information

You agree to provide true, accurate, and current information when requesting a quote or using our contact forms. Insurance quotes are based on the information you provide; inaccuracies may lead to incorrect quotes or denial of coverage.

5. Limitation of Liability

The information on this website is for general informational purposes and does not constitute a binding insurance contract. Final coverage is subject to underwriting approval. Ron Riley Agency is not liable for any direct or indirect damages resulting from your use of this website.

6. Governing Law

These terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles.

7. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Farmers Insurance Office of Ronald Riley
Address: 1750 Valley View Ln Ste 210, Dallas, TX 75234-9025
Email: rriley2@farmersagent.com
Phone: 972-243-7444